Easy EMI loan: The smarter way to buy consumer durables in 2025
Just visit any of Bajaj Finserv’s 1.5 lakh+ partner stores in over 4,000 cities, pick your favourite product, and buy it.
Just visit any of Bajaj Finserv’s 1.5 lakh+ partner stores in over 4,000 cities, pick your favourite product, and buy it.
Just visit any of Bajaj Finserv’s 1.5 lakh+ partner stores in over 4,000 cities, pick your favourite product, and buy it.
Are you tired of holding off on buying that new appliance or the newest gadget just because of the big price? It is frustrating when you need a new AC, laptop, or refrigerator, but cannot afford the large, upfront cost. That is where the Bajaj Finserv Easy EMI Loan comes in. This powerful financial tool completely changes the way you shop, allowing you to get all the electronics and appliances you need right now and pay for them in small, easy-to-manage instalments over time.
Just visit any of Bajaj Finserv’s 1.5 lakh+ partner stores in over 4,000 cities, pick your favourite product, and buy it. You can pay in easy monthly instalments that suit your budget. On select items, you can even take them home with zero down payment—that means no money upfront is needed.
What can you buy right now with the Easy EMI Loan
The real power of this consumer durable loan is that it lets you buy almost anything you need and even prepare your home for the festive season. Whether you are upgrading your home or gifting loved ones, now is the perfect time to make it happen.
Here is what you can finance:
Major appliances
ACs and refrigerators: EMIs starting at Rs. 830/month
Washing machine: EMIs starting at Rs. 833/month
Entertainment and work essentials
Television: EMIs starting at Rs. 830/month
Laptop: EMIs starting at Rs. 862/month
Personal tech and more
Mobile phones: EMIs starting at Rs. 830/month
Kitchen appliances, smartwatches, headphones, home appliances: EMIs starting at Rs. 830/month
Limited-time offers
Flat Rs. 1,000 Cashback*: Available on eligible purchases made using the Easy EMI loan
Brand savings (valid till Oct 31st): Get 1 EMI waived when you buy select Sony products or an LG TV*
Terms and conditions apply. Please check with your store partner for complete offer details.
Benefits of shopping with the Easy EMI loan
Forget complicated bank visits and mountains of paperwork. The Easy EMI loan makes shopping less stressful and more budget-friendly by offering key advantages. These are some standout consumer durable loan features:
Stop saving, start shopping: This loan lets you split the total price of a costly item into small, monthly payments. You pay a little bit each month instead of a huge amount all at once. Your savings stay safe in the bank for emergencies.
Super-fast approval: You can check your eligibility and get a loan limit online. If you are eligible, you can complete the purchase and walk out with your new product almost immediately.
Zero down payment (on select products): Imagine walking into a store, picking out a new TV, and not paying a single rupee upfront. On many items, this is possible, meaning you start paying only with your first EMI next month.
You choose the plan: You get to select a repayment period that fits your wallet, ranging from 3 months to 60 months. This makes the monthly EMI amount much smaller and easier to handle.
Shop for electronics and appliances with Bajaj Finserv’s Easy EMI loan
Upgrading your home with the latest electronics and appliances is now simple and affordable thanks to the Bajaj Finserv Easy EMI Loan. You can even use tools like the Maha Bachat Savings Calculator to combine special brand offers and dealer discounts with your EMI benefits, significantly reducing the final cost while you pay in easy, bite-sized instalments.
Here is how to get started:
Go to the Easy EMI Loan page: Choose the product you want to buy—whether it is a mobile phone, TV, refrigerator, or any other appliance.
Fill in your details and verify: Enter basic information like your name, mobile number, and PAN card. You may need to complete a quick KYC (Know Your Customer) process to verify your identity.
Check your loan limit: Once verified, you will see your pre-approved loan amount. This tells you how much you can borrow for your purchase.
Visit a partner store: Head to a nearby Bajaj Finserv partner store for assistance.
Choose EMI plan and confirm: Select a repayment plan that works for you—monthly instalments that match your budget. Complete the paperwork and confirm your purchase.
The Bajaj Finserv Easy EMI Loan is the best choice for anyone who wants to update their home and lifestyle without any financial strain. It gives you access to a huge range of products and allows you to spread out the cost over time, so the payments are easy to handle each month. Are you ready to finally buy that big item you have been putting off? The Easy EMI loan makes it possible for you to enjoy the best things today while keeping your money safe for tomorrow.