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The convenience of mobile banking comes with security risks, making internet banking still relevant.
The CERT-In has issued a caution, saying the Trojan virus may 'masquerade as a legitimate application such as Microsoft Word, Adobe flash and others using third-party application downloading sites to infiltrate into victim device'.
The country's largest bank SBI used to charge between Re 1 and Rs 5 for transactions through NEFT and between Rs 5 and Rs 50 for RTGS route.
RTGS is meant for large-value instantaneous fund transfers, while NEFT is used for fund transfers of up to Rs 2 lakh.
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