Myanmar forward Win Theingi Tun scored four goals for Lord's. The Kochi-based team will represent Kerala in the Indian Women's League.
Lord's striker Win Theingi Tun emerged top scorer in the league with 45 goals.
Kerala are aiming for their third gold having triumphed in 1987 and 1997.
Kerala scored the winner through P V Vishnu in the final minute. Nijo Gilbert struck a brace for the winners.
Jeritto ensured full points for Kerala in added time.
Two goals in the first half helped Luca post a 2-1 win in Ernakulam.
The Ghanaian forward had completed her hat-trick in 9 minutes.
The Kenyan midfielder was the star of the match for the Othukungal side.
Abhirami R scored five goals in the one-sided match played on Gokulam's home turf in Kozhikode.
Vietnamese forward Win Theingi Tun also joined the party with 11 goals in Lords' win over Kadathanad Raja FA.